Rocio Luna-Culotti

Hi there, neighbor!

I’m Rocio, your local insurance agent here in Bothell, WA, with over 14 years of experience helping people with their insurance needs. What started as a college job quickly turned into something I truly love—helping friends, family, and neighbors feel safe and protected. I know insurance can sometimes feel confusing or overwhelming, but my goal is to make it simple and easy to understand so you can feel confident in your coverage.

Being a Bothell local is something I’m really proud of. I grew up around here, went to Inglemoor High School in Kenmore, and earned my Bachelor’s degree from UW-Bothell. Giving back to the community means a lot to me. That’s why I actively support many of our local schools, sports teams, and organizations—you might even spot our office name at some of the community events and games around town!

My husband, Josh, is also a State Farm agent nearby in Mountlake Terrace and Lynnwood, so insurance is kind of a family thing for us! We have two kiddos, Luci and JJ, who keep us busy and bring so much joy to our lives. Traveling together is one of our favorite things—we’re always dreaming up our next adventure and making memories as a family.

Whether you’re just starting out with insurance or want to double-check that your coverage really fits your life, I’m here to help. I want to make the whole process stress-free and clear, so you can focus on what matters most to you. We proudly serve all of Washington State, and no question is too small or silly.

If you want to chat about your insurance or just have some questions, feel free to call or text me anytime. And if you speak Spanish, ¡también hablo español!

Thanks for stopping by — I’m excited to get to know you and help protect what’s important in your life!